Pocket Risk Blog

Helping Financial Advisors Know Their Clients – Risk Profiling, Client Psychology, Behavioral Finance, Compliance

For financial advisors, keeping pace with the regulatory landscape is essential but often challenging. Regulations affecting financial services change frequently, with new rules and guidelines introduced that impact everything from client data privacy to investment suitability. The process of regulatory change management (RCM) involves tracking, assessing,...

Environmental, Social, and Governance (ESG) investing has emerged as a powerful trend shaping how individuals and institutions approach portfolio management. ESG investing involves incorporating sustainability and ethical factors into the investment process, allowing investors to align their portfolios with values that go beyond financial returns....

Cryptocurrencies and alternative investments have rapidly emerged as key areas of interest for both individual investors and financial advisors. While traditional assets like stocks, bonds, and mutual funds still dominate portfolios, more investors are seeking out new opportunities that offer higher potential returns, diversification, and...

Financial planning is a cornerstone of long-term success, whether a client is saving for retirement, buying a home, or planning an estate. However, even the most well-intentioned individuals often make mistakes that can derail their financial goals. As financial advisers, it’s important to not only...

Retirement planning has always required careful consideration of a wide range of factors, from expected income and expenses to investment strategies. However, the global economy is constantly evolving, and recent economic trends are reshaping how individuals and financial advisers need to approach retirement planning. Inflationary...